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BEGIN:VEVENT
DTSTART:20260205T133000Z
DTEND:20260205T150000Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:SMC Know & Grow
DESCRIPTION:Know and Grow: News You Can Use From our Expert Lender Panel\n\n \nPanel Topics:\n\n\n	Down payment assistance programs are not just for FTHB's. Learn about programs that may fit your buyer/community\n	Credit Pull Impact: how much does a credit pull affect the score? What truly affects a buyer's approval and rate\n	Seller contributions   what's allowed and how they can be used\n	Understanding what makes up closing costs and escrows and how to set buyer expectations\n\n\n \n\nLending Panel Experts :\n\nRus Horton   First Community Bank\n\nShawn Daughtry   Ameris Bank\n\nErica Ergle   First Heritage Mortgage\n\nLamont Watson   Guild Mortgage
X-ALT-DESC;FMTTYPE=text/html:<!--StartFragment--><span data-olk-copy-source="MessageBody">Know and Grow: News You Can Use From our Expert Lender Panel</span><br />\n&nbsp\;\n<p class="x_MsoNormal" data-olk-copy-source="MessageBody" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\; color: rgb(36\, 36\, 36)\;">Panel Topics:</p>\n\n<ul style="margin-bottom: 0in\; color: rgb(36\, 36\, 36)\; font-family: &quot\;Segoe UI&quot\;\, &quot\;Segoe UI Web (West European)&quot\;\, -apple-system\, BlinkMacSystemFont\, Roboto\, &quot\;Helvetica Neue&quot\;\, sans-serif\; font-size: 15px\; margin-top: 0in\;" type="disc">\n	<li class="x_MsoListParagraph" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Down payment assistance programs are not just for FTHB&rsquo\;s. Learn about programs that may fit your buyer/community</span></li>\n	<li class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Credit Pull Impact: how much does a credit pull affect the score? What truly affects a buyer&rsquo\;s approval and rate</span></li>\n	<li class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Seller contributions &ndash\; what&rsquo\;s allowed and how they can be used</span></li>\n	<li class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Understanding what makes up closing costs and escrows and how to set buyer expectations</span></li>\n</ul>\n\n<p class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\; color: rgb(36\, 36\, 36)\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">&nbsp\;</span></p>\n\n<p class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\; color: rgb(36\, 36\, 36)\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Lending Panel Experts :</span></p>\n\n<p class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\; color: rgb(36\, 36\, 36)\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Rus Horton &ndash\; First Community Bank</span></p>\n\n<p class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\; color: rgb(36\, 36\, 36)\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Shawn Daughtry &ndash\; Ameris Bank</span></p>\n\n<p class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\; color: rgb(36\, 36\, 36)\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Erica Ergle &ndash\; First Heritage Mortgage</span></p>\n\n<p class="x_MsoNormal" style="margin: 0in\; font-size: 12pt\; font-family: Aptos\, sans-serif\; color: rgb(36\, 36\, 36)\;"><span style="border: 0px\; font-style: inherit\; font-variant: inherit\; font-weight: inherit\; font-stretch: inherit\; font-size: 11pt\; line-height: inherit\; font-family: inherit\; font-optical-sizing: inherit\; font-size-adjust: inherit\; font-kerning: inherit\; font-feature-settings: inherit\; font-variation-settings: inherit\; font-language-override: inherit\; margin: 0px\; padding: 0px\; vertical-align: baseline\; color: inherit\;">Lamont Watson &ndash\; Guild Mortgage</span></p>\n<!--EndFragment-->
LOCATION:Dominion Energy Training Center\, Lexington 1888 N Lake Dr\, Lexington\, SC 29072
UID:e.9591.21874
SEQUENCE:3
DTSTAMP:20260407T174100Z
URL:http://columbiabuilderssc.memberzone.com/events/details/smc-know-grow-21874
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