SMC Know & Grow

Know and Grow: News You Can Use From our Expert Lender Panel
 

Panel Topics:

  • Down payment assistance programs are not just for FTHB’s. Learn about programs that may fit your buyer/community
  • Credit Pull Impact: how much does a credit pull affect the score? What truly affects a buyer’s approval and rate
  • Seller contributions – what’s allowed and how they can be used
  • Understanding what makes up closing costs and escrows and how to set buyer expectations

 

Lending Panel Experts :

Rus Horton – First Community Bank

Shawn Daughtry – Ameris Bank

Erica Ergle – First Heritage Mortgage

Lamont Watson – Guild Mortgage

SMC Know & Grow
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Date and Time

Thursday Feb 5, 2026
8:30 AM - 10:00 AM EST

Breakfast 8:30AM 
Program begins at 9:00AM

Location

Dominion Energy Training Center, Lexington

Contact Information

Mattie Sim
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